Comprehensive Coverage
Core Benefits (S$)
TRAVEL INCONVENIENCES | COMPREHENSIVE | ESSENTIAL | |
Section 1 Trip Cancellation Reimburses the non-refundable pre-paid travel expenses for trip cancellation due to serious illness, natural disaster,s trike, riot or civil commotion at the destination. |
S$12,000 |
S$6,000 |
|
Section 2 Replacement of Travellers Reimburses the cost of a replacement traveller if you can't travel due to serious illness. |
S$1,000 |
S$500 |
|
Section 3 Financial Collapse of Travel Agency Reimburses the non-refundable pre-paid travel expenses if the travel agency goes bankrupt. |
S$6,000 |
S$3,000 |
|
Section 4 Trip Curtailment Enhanced Reimburses you for additional travel & accommodation expenses incurred or forfeited, if it is necessary and unavoidable for you to curtail your trip |
S$20,000 |
S$10,000 |
|
Section 5 Travel Delay Enhanced Pays $100 for every 6 hours of delay whilst overseas and S$100 if the delay occurs in Singapore. |
S$2,000 |
S$1,000 |
|
Section 6 Flight Diversion Enhanced Pays $100 for each full 6 consecutive hours if your flight is diverted to another location due to bad weather |
S$2,000 |
S$1,000 |
|
Section 7 Overbooked Flight Pays a cash benefit for an overbooked flight. |
S$400 | S$200 | |
Section 8 Travel Misconnection Pays a cash benefit for flight misconnection. |
S$200 | S$100 | |
Section 9 |
S$1,600 | S$800 | |
PERSONAL BELONGINGS | COMPREHENSIVE | ESSENTIAL | |
Section 10 Baggage Delay Pays S$200 for every 6 hours of delay whilst overseas and S$200 if the delay occurs in Singapore |
S$2,000 | S$1,000 | |
Section 11 Baggage & Personal Belongings Enhanced Pay for loss/damage to your personal belongings whilst overseas. (max. S$800 per item) |
S$10,000 |
S$5,000 |
|
Section 12 Laptop, Wireless Handheld Device and Mobile Phone Enhanced Pay for loss/damage to your mobile devices whilst overseas. (max. S$1000 per item) |
S$2,000 |
S$2000 |
|
Section 13 Personal Money & Travel Documents Pays for the costs of replacing your passport and up to S$500 for loss of money whilst overseas. |
S$5,000 |
S$2,500 |
|
Section 14 Fraudulent use of Credit Card Enhanced Pays you for unauthorized usage on your lost credit card |
S$3,000 |
S$1,500 |
|
Section 15 Purchase of Essential Items Reimburses up to S$50 per item to replace essential items lost whilst overseas. |
S$500 | S$250 | |
MEDICAL & DENTAL EXPENSES |
COMPREHENSIVE | ESSENTIAL | |
Section 16 Overseas Medical Expenses Also pays for dental treatment due to accidental cause and TCM treatment. |
Adult up to 70 yrs |
S$600,000 |
S$300,000 |
Adult above 70 yrs | S$100,000 | S$50,000 | |
Child | S$500,000 | S$250,000 | |
Section 17 Post Trip Medical Expenses Reimburses the follow-up medical treatmnet upon return to Singapore. |
Adult up to 70 yrs |
S$60,000 |
S$30,000 |
Adult above 70 yrs | S$6,000 | S$3,000 | |
Child | S$20,000 | S$10,000 | |
Section 18 Pregnancy Related Expenses Reimburses medical expenses incurred as a result of pregnancy-related illness whilst overseas |
S$8,000 |
S$4,000 |
|
Section 19 Overseas Hospitalisation Allowance Pays $200 allowance fpr each day of hospitalisation whilst overseas. |
S$40,000 |
S$20,000 |
|
Section 20 Hospitalisation Allowance in Singapore Pays $100 allowance for each day of hospitalisation upon return to Singapore |
S$1,000 | S$500 | |
Section 21 Quarantine Allowance for Influenza A (Outside Singapore) Pay S$50 per day if you are quarantined whilst overseas. |
S$700 | S$350 | |
Section 22 Quarantine Allowance for Influenza A (In Singapore) Pays S$50 per day if you are quarantined upon return to Singapore. |
S$700 | S$350 | |
Section 23 Child Care Benefit Pays for one relative or friend to accompany your children back to Singapore following your hospitalization whilst overseas |
S$10,000 |
S$5,000 |
|
Section 24 Hospital Visit Benefit Pays for the necessary incurred expenses for one relative or friend to visit you following your hospitalization whilst overseas |
S$10,000 |
S$5,000 | |
EMERGENCY MEDICAL ASSISTANCE AND EVACUATION | COMPREHENSIVE | ESSENTIAL | |
Section 25 |
Covered | ||
Section 26 Emergency Medical Evacuation Provides for transfer to the nearest local hospital during a medical emergency whilst overseas. |
Unlimited |
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Section 27 Emergency Medical Repatriation Provides for repatriation back to Singapore for emergency medical treatment. |
Unlimited |
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Section 28 Repatriation of Mortal Remains Back to Singapore Pays for the cost of burial or cremation overseas in the locality where death occurs or the expenses of transporting the mortal remains back to Singapore |
Unlimited |
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Section 29 Emergency Mobile Phone Charges New Reimburses up to S$50 per day for emergency calls to AXA Assistance. |
S$300 |
S$150 | PERSONAL ACCIDENT | COMPREHENSIVE | ESSENTIAL |
Section 30 Accidental Death & Permanent Disablement Enhanced Pays a benefit sum for death or permanent disablement due to an accidental cause whilst on a trip. |
Adult up to 70 yrs |
S$500,000 |
S$250,000 |
Adult above 70 yrs | S$200,000 | S$100,000 | |
Child | S$200,000 | S$100,000 | |
Section 31 Double Public Transport Coverage New Pays double if an accident occurs whilst in a public transport overseas which results in death. |
Adult up to 70 yrs |
S$1,000,000 |
S$500,000 |
Adult above 70 yrs | S$400,000 | S$200,000 | |
Child | S$400,000 | S$200,000 | |
Section 32 Tuition Grant for each Dependent Child Enhanced Pays a benefit sum for each surviving child (max. 4 children) if the insured parent has an accident whilst overseas which results in death. |
S$8,000 |
S$4,000 |
|
Section 33 |
S$8,000 | S$4,000 | |
Section 34 Compassionate Visit Benefit New Pays the airfare and accomodatino charges of a relative/ friend to assist with the necessary arrangement if the insured dies whilst overseas. |
S$10,000 | S$5,000 | |
OTHER BENEFITS | COMPREHENSIVE | ESSENTIAL | |
Section 35 Personal Liability Indemnifies the legal liability to the third party for injury or damage to their property. |
S$1,000,000 |
S$500,000 |
|
Section 36 Full Terrorism Cover Covers the listed benefits in the event of a terrorism event. |
Covered |
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ADD-ON BENEFITS | MAXIMUM LIMITS PAYABLE |
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Section 1 Golf Equipment |
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a. Golf Equipment - Pays up to S$300 for loss or damage to each golf club or golf bag. | S$2,500 | ||
b. Hired Golf Equipment - Pays the costs of hiring replacemnt golf clubs that are lost or damaged. | S$500 | ||
c. Hole-in-One Celebration - Reimburses costs of the celebratory drinks arising from a hole-in-one golf event. | S$500 | ||
Section 2 Loss of Sports Equipment Reimburses cost of sport equipment (excluding golf) that is stolen, damaged whilst overseas. (max. S$750 per item) |
S$3,000 |
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Section 3 Pet Care Pays S$50 for every 8 hours of delay in fetching you pet dog/cat from a pet hotel due to late arrival of your return flight to Singapore. |
S$1,500 |
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Section 4 Rental Vehicle Excess Reimburses the insurance deductible if your rented motor vehicle is lost or damamged. |
S$2,000 | ||
Section 5 Safety |
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a. Hijacking - Pays S$500 for every 6 hours of detention in a public transport. | S$5,000 | ||
b. Kidnap & Hostage - Pays S$500 for every 24 hours of detention. | S$10,000 | ||
c. Home Care Benefit - Pays for contents that are dmamaged/ lost in a fire/ theft at your residence whilst you are overseas. | S$10,000 |
Automatic Extension of Policy New
* Allows automatic extension of the policy up to 30 days if you are hospitalized and / or quarantined overseas as advised by a Physician.
*
Allows automatic extension of the policy up to 72 Hrs if any Scheduled Public Transport in which you are travelling is being unavoidably delayed
Core Benefit Premium Table(S$)
Per Adult |
Per Child |
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Discounts |
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Geographical Coverage |
Notes |
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Eligibility for Cover |
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Plan Type | Single Trip Plan Annual Plan |